European Banking Authority (EBA) rejects mobile device biometrics

The European Banking Authority (EBA) requires strong customer authentication (SCA) for electronic payments to improve security. However, on-device biometrics are no longer considered a valid method to be used as a second authentication factor, the EBA ruled on January 31, 2023.

The EBA does not support device biometrics as an SCA element

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The EBA does not support device biometrics as an SCA element

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European Banking Authority (EBA) Rejects On-Device Biometrics as a Suitable Method for Strong Customer Authentication

Conceptual overview of the proposed approach. The SC is highlighted in